What is the inflation rate in Canada — and how does it affect Windsor housing?
Inflation is how much prices have risen over the past year. It's what pushes the Bank of Canada to raise or cut rates — which is what moves mortgages in Windsor.
Inflation (CPI) · Canada CPI year-over-year·Updated Jun 2026
2.80%
Updated monthly · ▲ 0.94 pp vs last year
National figure — set Canada-wide, so it applies in Windsor too.
How much prices across the economy have risen compared to a year ago. High inflation often pushes the Bank of Canada to raise interest rates, which increases mortgage costs. The Bank of Canada targets 2%.
Recent trend
Last 24 months
What this means for Windsor right now
As of June 2026, Windsor's strongest market signal is Hold at 71% — Buy 54%, Hold 71%, Sell 42%.
Market conditions strongly favour holding — inventory is balanced and supply and demand are in balance.
What this means for you
If you're buying
High inflation tends to push interest rates up, raising your mortgage costs. Cooling inflation eases that pressure.
If you're selling
Inflation's main housing effect is indirect — through interest rates and buyer affordability.
Windsor market context
Ontario's southernmost city — a cross-border auto-industry hub across the river from Detroit, and among the province's most affordable markets.
Rental Vacancy · Windsor CMA (CMHC, annual)
3.6%
Unemployment Rate · Ontario (Statistics Canada)
6.7%
Common questions
Is now a good time to buy in Windsor?
As of June 2026, Windsor's strongest market signal is Hold (71%). Market conditions strongly favour holding — inventory is balanced and supply and demand are in balance. Not financial advice.
What inflation rate does the Bank of Canada target?
2%, the midpoint of its 1–3% control range.
How does inflation affect house prices in Windsor?
Mainly through interest rates: high inflation usually means higher rates, which cool demand and prices; the reverse when inflation falls.