What is the inflation rate in Canada — and how does it affect Windsor housing?
Inflation is how much prices have risen over the past year. It's what pushes the Bank of Canada to raise or cut rates — which is what moves mortgages in Windsor.
How much prices across the economy have risen compared to a year ago. High inflation often pushes the Bank of Canada to raise interest rates, which increases mortgage costs. The Bank of Canada targets 2%.
As of September 2026, Windsor's strongest market signal is Hold at 69% — Buy 50%, Hold 69%, Sell 46%.
Market conditions currently favour holding — inventory is balanced and supply and demand are in balance.
What this means for you
High inflation tends to push interest rates up, raising your mortgage costs. Cooling inflation eases that pressure.
Inflation's main housing effect is indirect — through interest rates and buyer affordability.
Windsor market context
Ontario's southernmost city — a cross-border auto-industry hub across the river from Detroit, and among the province's most affordable markets.