What is the inflation rate in Canada — and how does it affect Windsor housing?
Inflation is how much prices have risen over the past year. It's what pushes the Bank of Canada to raise or cut rates — which is what moves mortgages in Windsor.
How much prices across the economy have risen compared to a year ago. High inflation often pushes the Bank of Canada to raise interest rates, which increases mortgage costs. The Bank of Canada targets 2%.
As of July 2026, Windsor's strongest market signal is Hold at 69% — Buy 47%, Hold 69%, Sell 47%.
Market conditions currently favour holding — prices are stable and inventory is balanced.
What this means for you
High inflation tends to push interest rates up, raising your mortgage costs. Cooling inflation eases that pressure.
Inflation's main housing effect is indirect — through interest rates and buyer affordability.
Windsor market context
Ontario's southernmost city — a cross-border auto-industry hub across the river from Detroit, and among the province's most affordable markets.